Fair questions. Straight answers.

Yes. You never pay FairlyCover. The insurance agencies and funding companies we work with pay us for introductions.

No. FairlyCover is not an insurance company, agency or lender. We connect you with licensed specialists who do the quoting.

One insurance specialist, plus one funding partner only if you ask about getting paid faster.

No. Your details go only to the partners matched to your request. See our privacy policy.

Then your expert should tell you to keep it. That's our promise.

It helps your specialist quote faster, but it's optional. Leased-on drivers and new authorities can book a call too.

30 to 60 days before your renewal. That gives your specialist time to find the best rate.

Insurers see new authorities as higher risk. Rates often improve with a clean record over time. Your specialist knows which insurers write new ventures.

It depends on your setup. Most need liability, physical damage and cargo. See truck insurance explained.

A factoring company pays you for a delivered load right away, then collects from the broker later, for a small fee.

Often within one to two business days of sending your paperwork. Exact timing depends on the partner.

Usually a few percent of each invoice. Ask about extra fees. See five questions to ask.