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What you need, what you don't, and what it should cost. A trucking expert checks your policy for free and tells you straight.
01 Coverage
Your expert looks at each one and checks you're not paying for the wrong thing.
Pays for damage or injuries you cause to others. Required to run under your own authority.
Repairs or replaces your tractor and trailer after a wreck, fire or theft.
Covers the freight you haul. Many brokers ask for $100,000 or more.
For leased-on drivers. Covers you when you're off dispatch or driving without a trailer.
Medical bills and lost income if you're hurt on the job. Often required when you're leased on.
Covers claims that don't involve driving, like at a shipper's dock. Some contracts ask for it.
02 What drives your price
Insurers price risk. Knowing what they look at helps you see if your rate is fair.
Have an expert check mine →Tickets, accidents and inspections from the last 3 to 5 years.
New authorities usually pay more. Rates often drop after year one and two.
Cargo type, radius and the states you run through.
Its value, age and how it's equipped.
Higher deductibles lower the premium. Your expert helps you find the right balance.
03 When to shop
Book your free call. Your expert starts collecting quotes.
Compare real numbers side by side, with someone explaining each one.
Switch and save, or keep your policy. Either way, you know it's fair.
Want to know who calls you? See how the free call works and our Fair Deal promise.
Free call. Honest answer. 2 minutes to book.