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Get paid fast. Get paid fairly.

Brokers take 30 to 60 days. A factoring partner pays your invoice in days, so fuel and truck payments never wait.

See how fast you can get paid

Step 1 of 3
What do you want help with?
How many trucks?

Free. Fair. No spam.

01 What is factoring

Factoring, done fairly.

No jargon. Here's exactly how it works.

  1. STEP 1

    You deliver the load

    Send your rate confirmation and signed bill of lading to the factoring company.

  2. STEP 2

    They pay you fast

    Most of the invoice lands in your account within days, often the next business day.

  3. STEP 3

    They collect from the broker

    They wait on the broker, not you. They keep a small fee, usually a few percent.

Owner-operator crouching beside his red semi truck

02 Is it right for you?

Is factoring fair for you?

  • You just got your own authority
  • Brokers pay you in 30 days or more
  • Fuel and repairs can't wait a month
  • You'd rather drive than chase invoices

Getting paid on time already? You may not need it. We'll tell you that too.

03 Ask these first

5 questions that show if a deal is fair.

Your free call covers all of them. No surprises later.

What's the full fee?

Ask for the rate plus any add-ons like ACH, wire or monthly minimums.

Recourse or non-recourse?

Who pays if a broker never pays? It changes your risk and your rate.

How long is the contract?

Look for short terms and easy exits.

Do I have to factor every load?

Some require all loads. Others let you choose.

Do you offer fuel advances?

Cash at pickup can make a long haul much easier.

Also running your own authority? Check whether your truck insurance rate is fair on the same call.

Get paid fairly. This week.

Free call. Real terms. 2 minutes to book.

Get paid faster